SABIO Consultancy
Terms of Service
The terms and conditions governing your use of the SABIO Consultancy website and your engagement with our accounting, tax, payroll, business advisory, financial, secretarial, and audit assistance services across the 10 countries we serve.
Effective Date: August 29, 2026 · Updated: September 19, 2026
Advice Only Through Engagement
Nothing on this Site is professional advice — that comes only through a signed engagement letter.
Built For 10 Countries
Written for every market where we deliver accounting, tax, payroll, and compliance services.
Your Content, Protected
Site content is owned by SABIO Consultancy and protected under applicable intellectual property law.
Pakistan Governing Law
These terms are governed by the laws of Pakistan, with Pakistani courts holding exclusive jurisdiction.
Acceptance Of Terms
By accessing or using the SABIO Consultancy website (the Site), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use the Site.
Use Of This Website
This Site and its content are provided for general informational purposes about SABIO Consultancy’s accounting, tax, payroll, business advisory, financial, secretarial, and audit assistance services, which we deliver to clients in Australia, Germany, New Zealand, Pakistan, the Philippines, Saudi Arabia, Singapore, the United Arab Emirates, the United Kingdom, and the United States. You agree to use the Site only for lawful purposes and not to interfere with its operation or security.
Not Professional Advice
Nothing on this Site constitutes accounting, tax, legal, or financial advice, and no content here should be relied upon as a substitute for personalized professional advice. Browsing this Site, submitting an inquiry, or downloading information does not create an advisor-client or professional-services relationship between you and SABIO Consultancy. Any specific advice is provided only through a formal, separately agreed engagement.
Client Engagements
Actual professional services are governed by a separate, signed engagement letter or contract between you and SABIO Consultancy, which sets out the scope of work, fees, and responsibilities of each party. In the event of any conflict between this Site’s content and a signed engagement letter, the engagement letter controls.
Intellectual Property
All text, graphics, logos, and other content on this Site are the property of SABIO Consultancy or its licensors and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written permission.
Third-Party Links
This Site may link to third-party websites for your convenience. We do not control and are not responsible for the content, accuracy, or practices of any linked third-party site.
Limitation Of Liability
To the fullest extent permitted by law, SABIO Consultancy shall not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this Site or its content.
Governing Law
These Terms of Service are governed by the laws of Pakistan, without regard to its conflict-of-law principles. Any dispute arising from these terms will be subject to the exclusive jurisdiction of the courts of Pakistan, regardless of which of the countries we serve you access the Site from.
Changes To These Terms
We may update these Terms of Service from time to time. The updated version will be posted on this page with a revised effective date. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.
Questions About These Terms?
If you have questions about these Terms of Service, please contact us at:
+92 (328) 868 5529